Law Dictionary

To search for a particular term please use the following search box.

certificate account

a savings account in which the depositor is issued a certificate of deposit that states the amount of funds deposited, the rate of interest to be paid, and the minimum length of time the certificate must be held in order to collect that interest. Certificate accounts generally pay higher interest than regular passbook or statement accounts. The customer is charged a penalty for premature withdrawal of the funds originally deposited.

Source : U.S. Department of the Treasury

Language : English

Return

Return to Law Dictionary Index